Your Mortgage Is the Reason You're Still Doing FIFO
Your Mortgage Is the Reason You're Still Doing FIFO
FIFO. Overtime. No holidays. No early exit. All because you're too lazy to re-evaluate your biggest monthly expense.
Here's What a Refinance Did For Our Client
Same house. Same income. A completely different outcome — just from questioning the rate they'd been sitting on.
- Loan Amount $800,000
- Interest Rate 6.50%
- Loan Term 27 years
- Monthly Repayment $5,244.44
- Total Interest $899,198
- Interest Rate 6.09%
- Loan Term 27 years
- Monthly Repayment $5,036.92
- Monthly Saving ~$200/mth
- Total Interest $831,964
Then We Bumped Their Repayments Back Up To What They Were Already Paying – Same Budget, Way Better Outcome.
+$208/mth
EXTRA REPAYMENT
2 Yrs 6 Mths
KNOCKED OFF THE LOAN
$90,675
FURTHER INTEREST SAVED
$157,909 Saved
In total interest — for the exact same monthly repayment they were already used to making.
Access To Australia's Leading Lenders
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Frequently Asked Questions
Is there any cost?
No. Your refinance review is completely free, with no obligation to proceed. In most cases we're paid by the lender, not by you and if any fees are involved, we'll always tell you upfront.
Will this affect my credit score?
No. We run a soft credit check that doesnt appear on your file just to make sure everything is in order.
How long does it take?
The form takes under 60 seconds. Once we've got your details, approvals for qualifying applications can often be arranged within 48 hours.
If im self employed do i need full financials?
Not always. There are options for self-employed and low-doc applicants, once we know your situation, we'll match you with lenders who can work with your level of documentation.
What if I'm self-employed or my income looks "messy" on paper?
That's exactly who we help. We work with lenders who understand self-employed income properly, including alt-doc and low-doc options for ABN holders, sole traders, and company directors.
Can I pay out or switch again later if rates change?
Of coarse, we always empliment an exit strategy when selecting a new lender.
Still unsure? we’ll talk you through everything, With no jargon, just clear advice so you know exactly what’s best for your business.
Work With Someone Who Gets Your Business
Running a business is tough enough without chasing banks or waiting weeks for answers. At FUNDD, you get a broker who’s been in your boots.
Before stepping into finance, Ross spent years working in construction, operating the same diggers, dumpers and trucks you’re financing now. He knows the equipment, the process and the pressures of running a business.
That means the advice you get isn’t generic. It’s real, practical and tailored to what you actually need.
Call:
+61 406 576 571
Email:
